_Helping lenders and borrowers adjust to an ever-changing economic environment

The U.S. economy turns on consumer and commercial lending and borrowing practices. Banks are at the center of this movement. In recent years, economic downturns have caused regulatory officials to step in to correct problems in banking practices. This regulatory crackdown means consumers and commercial borrowers have to overcome ever-higher hurdles to secure necessary financing. To lenders and loan officers, this means more stringent background checks and keeping a closer eye on existing loans. Shain, Schaffer & Rafanello, P.C. is dedicated to helping clients adjust to changing regulations. We provide legal services related to each of the following matters:

1. Regulatory matters

_6. Corporate transactions

• Mergers and acquisitions
• Purchase and sale agreements

7. Organization or reorganization of holding companies

Contact us for legal advice specific to your case

Understanding your legal issue is the first step in determining how to comply with changing regulations. At Shain, Schaffer & Rafanello, P.C., our attorneys are dedicated to providing our clients with practical advice on the economic and financial climate that could affect the way you do business or organize your finances. Call us at 908-953-9300 or contact the firm online to schedule an appointment.